If you were to die without a valid will (‘Intestate’) this can result in emotional and financial turmoil for your family. With a valid will in place you can save your family from this stress as they will be able to follow your instruction in the event of your death.
By clearly setting out your wishes in a legally valid will, you can ensure your wishes are carried out and give your family peace of mind.
The last thing your family should have to worry about when you die is the impact on your estate of not having a valid will.
We promise not to use legal speak or jargon while discussing the options with you and offering our guidance to ensure your Will is prepared correctly
There are 2 parts (generally) to a Power of Attorney:
Normally these are both put in place with the same attorney (nominated person) to have responsibility for both.
If you became incapacitated or unable to communicate as a result of illness or accident your nominated attorney can assist with decisions on healthcare and/or dealing with your finances.
You should nominate people you trust (preferably more than one) to make decisions in your best interests and mirror the decisions you would make if you were able to communicate effectively.
We promise not to use legal speak or jargon while discussing the options with you and offering our guidance to ensure your Power of Attorney is prepared correctly.
There are many different types of trusts which are put in place for different reasons.
The easiest way to talk about them is to look at some examples where a trust might be useful:
This is by no means an exhaustive list and any trust questions or concerns would normally be discussed at a Will writing appointment and are usually put in place alongside a Will.
We promise not to use legal speak or jargon while discussing the options with you and offering our guidance to ensure your Trust is prepared correctly.
We will always be transparent with our fees and will issue a fee structure document to you on request prior to any discussion meeting.
We can arrange a meeting in our Greenock office (you will be the only people in the office at the time so you can be assured of confidentiality) or, if you prefer, we can meet in your home and have the discussion in a more comfortable setting for you. We are very happy for you to have family members present and actively encourage this if they are going to be administering your estate.
Once we have listened to your needs and answered all your questions we will then make a recommendation based on your specific requirements. If you want to move forward we will begin gathering the necessary detail to prepare draft documents. If you decide not to move forward (or need more time to think about the options) this is perfectly acceptable and we will always give you as much time as you need to make the right choices.
Once we have your instructions and understand all the detail we will prepare draft documents for you to read through and make sure you understand the content. If you then agree we will prepare the full legal documents and arrange a second meeting to sign and witness them.
Each appointment should take 60-90 minutes (sometimes quicker if you are knowledgeable about what you want to happen) but longer appointments are just as common and we will never rush you into making a quick decision.
On behalf of APS Legal & Associates Ltd, Head office: Worksop Turbine Innovation Centre, Shireoaks
Triangle Business Park, Coach Close, Worksop, Nottinghamshire, S81 8AP
APS Legal & Associates is a member of the Institute of Professional Willwriters
APS Legal & Associates complies with the Trading Standards Institute Approved IPW Code of Practice
Estate planning and the provision of Wills are not regulated by the Financial Conduct Authority
25 Brougham St, Greenock PA16 8AB
info@dillonmortgages.co.uk
01475 741901
Website by Tweetiepie Media.
EXCELLENT rating
Based on 12 reviewsKatie was great and very professional. She went above and beyond to help me and my partner buy our first home. Highly recommend!!Adele Drummond07/02/2024Really pleased with service provided. As a first time buyer we were guided through every step of buying our new home . Would definitely recommend.Beth McHaffie10/12/2023Fantastic, personalised service. Excellent at guiding you through all the steps in your process.Paddy Hainey29/11/2023Couldn't recommend Dillon Mortgages enough. We are first time buyers and had the pleasure to work mainly with Jackie. She made the whole process very straightforward and stressless for us and helped us significantly from the beginning of the mortgage process until settlement. She was always willing to answer all of our questions and made us feel that we are in good hands. Thank you so much for your great support! We will definitely continue to work with Dillon Mortgages in the future.Vanessa Kokota09/11/2023As a first time buyer, I had very little knowledge of mortgage products. I got in touch with Dillon Mortgage through recommendation from a friend. I have had the pleasure of dealing with Andrew, Jackie and Katie through my journey to becoming a home owner. It took a while to find the right property, with a few changes to circumstances along the way, but the team at Dillon Mortgages were always on hand to provide support, reassurance and always took the time to answer any questions I had throughout the process. They have also been helpful enough to answer smaller questions I had and offer helpful tips outside of their remit. I was able to arrange both a mortgage and protection insurance with Katie and the process was very simple and straightforward. Another bonus for myself is that I was able to do this all remotely! I live in Aberdeen and was able to organise all of this with the team without any problems. Big thank you to the team at Dillon Mortgages for their support!Paul McLure05/09/2023I’m so grateful to know Jacqueline Dillon. I always call my her Jackie. She’s a very wonderful person. She’s really patient and spent time with my mortgage application after I was refused by Halifax by other mortgage advisor. Everything goes so smoothly because of her help. I can’t imagine that I got mortgage offer in two days from Barclays this month. That’s really quick .She can even reply my email when she is on the holiday. I used to use a Chinese mortgage broker as I was worried about language. But since I met Jackie, I would change my mind to stay with Jackie from now to future forever 😁. She will explain everything to make sure you understand what she means. I can’t thank her enough. I would high recommend her to everyone including Chinese people who want to apply the mortgage. And not only mortgage, she will help you until you settle well. Thanks so much!Cheri Chen25/08/2023Jackie, Andrew and Katie have made acquiring a mortgage and house protections so simple for me. The whole process was smooth from start to finish, and they put in the effort to make sure I understand the decisions I'm making. They are always a pleasure to speak to and I had no reservations to chat to them if I had questions. I have ended up with deals I'm totally happy with and can't wait to be back in their office for a chat in the future!Tom Dalgleish02/06/2023Andrew Dillon was recommended to me by a friend as I was having difficulty securing an affordable mortgage. I also needed Will’s and Power of Attorney in place. I am now delighted to be the owner of a beautiful home and have peace of mind that my affairs are in order. Priceless! I would give Andrew a 10 star rating if there was one and thank him for his expertise and compassion.Susie Hazarika04/03/2023Couldn’t recommend enough. Andrew first helped my partner and I buy our first house. The whole process was eased with his constant updates and dealing with the extra stresses. We genuinely don’t think we’d have done it without him. He also helped us sort out our utilities which was something I knew very little about at the time so again it was another huge weight lifted from my shoulders. We have now locked in our next 2 years fixed mortgage term and again Andrew was the one that contacted us first about it and recommended we do it sooner rather than later as interest rates were rising imminently. Whether its over the phone, email or into the office, you are always made to feel welcome and are comfortable that you are in good hands.Jonathan O'Brien27/09/2022